I use a secure online application called Scarlett. It collects everything I need to underwrite your file properly — income, down payment, debt picture, ID. It takes most people about ten minutes. The submission lands directly on my desk, not a call centre.
Don't worry if you don't have everything. Get the application started, and we can fill in the rest together over a phone call. If your situation is urgent — a closing date, a renewal deadline, a power-of-sale notice — mention it in the notes section and I'll move you up the queue.
The application is the fastest path. But if you have a question that's stopping you from starting, send it to me. I'll come back to you the same day, usually inside a few hours.