Author Archive

Author Archive

Leah Zlatkin featured on CP24 “The fixed rate or variable rate dilemma”

Posted on June 6th, 2024 by Leahs Mortgages

https://www.youtube.com/watch?v=MbTrP97NTCk Leah Zlatkin, COO of Mortgage Outlet says theres two things we need to keep in mind: “If you are or were looking to qualify with variable rate mortgage, you’re going to qualify for slightly more than you would have before and if you’re a fixed rate mortgage holder, this doesn’t really impact you at […]

Leah Zlatkin and Shawn Stillman quoted in CMP Magazine: ‘Will the growth of alternative lending in Canada continue?’

Posted on May 30th, 2024 by Leahs Mortgages

https://www.mpamag.com/ca/specialty/alternative-lending/will-the-growth-of-alternative-lending-in-canada-continue/491096 Mortgage Outlet chief operations officer and broker Leah Zlatkin said building a strong understanding of the space, and lenders’ varying appetites for different deal types, was of paramount importance for brokers. “There are so many lenders in the MIC space, in the private space – it’s always a good idea to understand what people’s […]

Leah Zlatkin featured on CP24 “Is now the right time to buy a home?”

Posted on May 9th, 2024 by Leahs Mortgages

https://shorturl.at/myEG8 Leah Zlatkin of lowestrates.ca says it’s a good time to buy. “Right now, we are seeing record levels of listings and seeing the sale prices go up slightly from march, but year-over-year, we are looking at a lower sale prices for homes” Zlatkin says. “In the GTA, prices are hovering over a million dollars […]

Leah Zlatkin quoted in CTV News: ‘What is changing about Canada’s capital gains tax and how does it impact me?’

Posted on May 6th, 2024 by Leahs Mortgages

https://www.ctvnews.ca/canada/what-is-changing-about-canada-s-capital-gains-tax-and-how-does-it-impact-me-1.6860457#:~:text=Capital%20gains%20example&text=Once%20the%20new%20rate%20of,50%2Dper%2Dcent%20rate. Many Canadians could feel the impact of this tax change, such as through the sale of their cottages and other secondary residences, or rental properties. “I think that even middle-class Canadians could be dramatically impacted by this,” said Leah Zlatkin, mortgage broker and LowestRates.ca expert, in a video interview with CTVNews.ca. “If you look […]

Leah Zlatkin quoted in the Toronto Sun: ‘Coming up short’

Posted on April 19th, 2024 by Leahs Mortgages

https://torontosun.com/life/homes/coming-up-short Like many new condo purchasers in the city of Toronto, they find themselves in the “inconvenient experience” of buying during a market peak and closing during a market dip, a scenario that forced them to get creative with financing, says mortgage broker and LowestRates.ca expert Leah Zlaktin. “They wanted to move in on occupancy […]

Leah Zlatkin quoted by BNN Bloomberg: “Getting the lowest mortgage rates in a high interest rate world”

Posted on April 18th, 2024 by Leahs Mortgages

https://www.bnnbloomberg.ca/getting-the-lowest-mortgage-rates-in-a-high-interest-rate-world-1.2060854 Borrowers need to be wary of what seems like too great a rate, said Leah Zlatkin, mortgage broker and LowestRates.ca expert. “There’s certain mortgages out there that are very specialized products that offer you insanely low rates, but you have to sell the property or die to get out of that mortgage.” Some lenders […]

Leah Zlatkin quoted in Global News: ‘Does Budget 2024 make it easier to buy a first home in Canada?’

Posted on April 17th, 2024 by Leahs Mortgages

https://globalnews.ca/news/10430202/budget-2024-buying-a-home-affordability/ Leah Zlatkin, a mortgage broker and expert with lowestrates.ca, said in a release Tuesday that these changes might have a limited impact in the housing market because they only apply to insured mortgages and new builds. Insured mortgages typically only apply when a homebuyer puts less than 20 per cent of a home’s purchase […]

Leah Zlatkin quoted by BNN Bloomberg: “How will the Bank of Canada’s interest rate decision impact real estate?”

Posted on April 10th, 2024 by Leahs Mortgages

https://www.bnnbloomberg.ca/how-will-the-bank-of-canada-s-interest-rate-decision-impact-real-estate-1.2057495 “This rate hold may give more Canadian buyers the confidence to purchase a home now, believing that interest rates will either remain the same or decrease later in the year,” Leah Zlatkin, an expert with LowestRates.ca and licensed mortgage broker, said in a statement to BNNBloomberg.ca Wednesday. She highlighted that housing inventory in the […]

Leah Zlatkin Quoted in the Globe and Mail: “For real estate preconstruction buyers, a hard truth”

Posted on April 3rd, 2024 by Leahs Mortgages

https://www.theglobeandmail.com/real-estate/toronto/article-for-real-estate-preconstruction-buyers-a-hard-truth/ Leah Zlatkin, mortgage broker with Mortgage Outlet, says investors who buy condos with the intention of selling in the assignment market typically ensure that a clause in the contract allows them to do so. Many exit before the building is complete. She’s seeing an influx of buyers who intended to live in the unit […]

Leah Zlatkin quoted by BNN Bloomberg: “Mortgage broker says more first-time buyers entered the market following the pandemic”

Posted on March 22nd, 2024 by Leahs Mortgages

https://www.bnnbloomberg.ca/mortgage-broker-says-more-first-time-buyers-entered-the-market-following-the-pandemic-1.2050645 Leah Zlatkin, a licensed mortgage broker and expert with LowestRates.ca, said in a statement on Thursday that she believes that first-time buyers elected to wait for the COVID-19 pandemic to “normalize” before buying a home. “First-time buyers are usually more nervous to purchase their first home so they waited. This is when we saw […]