https://www.mpamag.com/ca/mortgage-industry/industry-trends/renters-urged-to-plan-early-as-homeownership-hurdles-persist/554096 Licensed mortgage broker Leah Zlatkin said she has seen a shift in mindset among prospective buyers, with more clients scrutinizing their finances and mapping out long-term goals before making the leap from renting to owning. “Renters often think the only hurdle to homeownership is saving enough for a down payment, but that’s just one […]

https://www.theglobeandmail.com/real-estate/toronto/article-sellers-buyers-navigate-frustrating-housing-market/ Mortgage broker Leah Zlatkin cautions that even experienced homeowners can make mistakes in the current challenging environment. Some are trading up, while others are downsizing, she notes, but they need to be wary of the fine print in their existing mortgage agreement. Breaking a mortgage early can trigger substantial penalties, Ms. Zlatkin says in […]

https://www.mpamag.com/ca/mortgage-industry/industry-trends/toronto-condo-buyers-find-new-leverage-in-shifting-market/553150 “Even with a 15% down payment on a condo and 20% on a detached home, the affordability gap in Toronto remains significant,” said Leah Zlatkin, licensed mortgage broker. “At today’s average prices, a condo costs about $655,000 compared to roughly $1.35 million for a detached house. A buyer with a five-year fixed rate mortgage […]

https://globalnews.ca/news/11436984/renewing-mortgage-bank-of-canada-rate-cut/ Whether you’re planning to renew with a fixed- or variable-rate mortgage should depend on what your housing needs are, said Leah Zlatkin, licensed mortgage broker and COO of Mortgage Outlet. If you’re planning to move in a few years, a variable mortgage might make sense since it typically has a lower penalty if you […]

https://www.ctvnews.ca/toronto/video/2025/09/18/interest-rate-cut-a-sigh-of-relief-for-mortgage-holders/ Leah Zlatkin, a licensed mortgage broker, says “To anyone that does have a variable rate mortgage, this probably does come as a sigh of relief. The last 3 announcements have been a hold and this is the first time since March we’re actually seeing a decrease.” She says currently there is limited information from […]

https://www.insidehalton.com/news/bank-of-canada-drops-key-interest-rate-for-first-time-since-march/article_053d95f0-6b96-54c1-8fbb-03c49965e786.html “A rate cut makes it easier to qualify for a variable-rate mortgage, and in a market like Toronto where prices remain inflated but have eased from previous highs, that can quickly heat things up,” said Leah Zlatkin, COO of Mortgage Outlet and licensed mortgage broker, in a press release. “We may see more buyers […]

https://www.thestar.com/real-estate/how-the-bank-of-canadas-interest-rate-cut-will-impact-your-mortgage-and-torontos-housing/article_91788fe6-1b2a-4f22-9cf3-eacb479f71c2.html Leah Zlatkin, licensed mortgage broker and COO of Mortgage Outlet, said the rate cut will not save variable-rate mortgage holders that much money. “This being said, perception is almost everything in this world,” she said. When people hear the bank dropped rates they assume it means a big discount for everyone. “So I do […]

https://www.mpamag.com/ca/mortgage-industry/industry-trends/mortgage-renewal-wave-to-test-canadian-borrowers-as-rates-ease/548910 Leah Zlatkin, licensed broker and COO of Mortgage Outlet, said advance planning is an essential part of navigating a renewal process that’s become stressful for many owners. “Many Canadians wait until they receive their lender’s renewal letter to figure out what their new payments will look like. By then, options are limited, and the […]

https://www.mpamag.com/ca/mortgage-industry/industry-trends/how-homeowners-can-avoid-a-huge-mortgage-renewal-shock/548447 Leah Zlatkin, licensed broker, said advance planning is an essential part of navigating a renewal process that’s become stressful for many owners. “Many Canadians wait until they receive their lender’s renewal letter to figure out what their new payments will look like,” she said in a new analysis. “By then, options are limited, and […]

https://www.ctvnews.ca/business/real-estate/article/parents-co-signing-for-their-childs-mortgage-is-fraught-with-risks-brokers/ Leah Zlatkin, a licensed mortgage broker, noted parents should consider the potential impact co-signing could have if they have multiple children who might need help to buy a home, leading to “family squabbles.” Co-signing for one child may affect the parent’s ability to help their other children in the same way, as there is […]