https://www.msn.com/en-ca/money/finance-real-estate/who-is-the-typical-first-time-homebuyer-in-canada-and-how-much-money-do-they-need/ar-AA1GnxxG?ocid=finance-verthp-feeds Leah Zlatkin, a mortgage broker and chief operations officer at Mortgage Outlet Inc. based in Concord, Ont., said first-time homebuyers in the Greater Toronto Area tend to skew older in age compared with those in the Greater Horseshoe Area, or even other provinces such as in the Prairies. Zlatkin said she often sees first-time […]

https://financialpost.com/real-estate/why-its-a-smart-time-to-buy-a-home Leah Zlatkin, a mortgage broker and chief operations officer at Mortgage Outlet Inc. said that its certainly “a buyer’s market” and ‘if you are poised to buy, this is an excellent time’. With the rate hold announcement, a lot of lenders are still holding prime at -0.7 or -0.65. “With high-ratio mortgages, we’re even […]

https://torontosun.com/life/homes/five-mortgage-myths-that-simply-are-not-true The five myths below are addressed by Zlatkin, broker and COO at MortgageOutlet.ca: Myth 1: You need a 20% down payment to buy a home.Not true. You can buy with as little as 5% down (on the first $499,999.99) and 10% on amounts between $500,000 and $1,499,999 for insured mortgages. However, this means higher […]

https://www.blogto.com/city/2025/06/bank-canada-interest-rate-hold-2025/ If you’re holding off on purchasing a home to wait for deeper rate cuts from the BoC, Leah Zlatkin, licensed mortgage broker, says that strategy could backfire “Today’s variable mortgage rates — currently ranging from approximately 3.95 per cent to 4.4 per cent, depending on the term and mortgage product — may represent the low […]

https://www.thestar.com/real-estate/interest-rates-for-fixed-rate-mortgages-likely-wont-drop-in-the-foreseeable-future-heres-why/article_bf547e6a-90d5-4312-9b5b-a7a817af71c0.html#tncms-source=login Historically, when there have been six to seven cuts, “it doesn’t go down further,” said Leah Zlatkin, mortgage broker. “Rates typically go up again after this many cuts, so if you choose a variable-rate mortgage you’re betting against history.” And while mortgage holders or shoppers may want to wait for interest rates to drop […]

https://dailyhive.com/vancouver/bank-of-canada-interest-rate-june-2025#google_vignette If you’re holding off on purchasing a home to wait for deeper rate cuts from the BoC, Leah Zlatkin, licensed mortgage broker, says that strategy could backfire. “Today’s variable mortgage rates—currently ranging from approximately 3.95 per cent to 4.4 per cent, depending on the term and mortgage product—may represent the low point in this […]